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Pacific Capital Associates

Financial Advisors in San Diego, CA

  • About
  • Investing
    • Investment Management
    • Risk Analysis
    • GMO Climate Change Fund
  • Financial Planning
  • Insights
  • Client Login
  • Schedule A Call

Risk Analysis

While we believe that our value-focused investing approach can help to avoid long-term losses, any portfolio has its shorter-term ups and downs. Those can be hard to endure when in the moment. Investors can get into a lot of trouble if they focus only on potential gains while unaware of and unprepared for how much volatility might need to be tolerated along the way. 

We put a lot of emphasis on this area at PCA. In collaboration with each client, we use industry-leading software to determine the right balance between the likely long-term return and the degree of shorter-term volatility that will likely be experienced for a given portfolio. Once we’ve got a handle on growth goals and risk tolerance, we place each client in an individual portfolio that is aligned with those preferences. Then, on an ongoing basis, we use our software to continually monitor the portfolio to ensure it remains in line with the risk parameters we set. 

Our risk assessment process really helps clients to pinpoint where they belong on the risk-vs.-reward spectrum, which provides an added sense of comfort to the investing experience and helps prevent damaging emotional decisions.

This video walks through the process in more detail:

If you’d like a no-cost, no-obligation risk analysis of your portfolio, just click the button below to get started with a brief quiz about your risk tolerance. Once you’ve completed the quiz, we’ll get in touch to help you see how well your current portfolio squares up with your personal risk score. 

Free Portfolio Risk Analysis

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(858) 560-5244



info@pcasd.com



4747 Viewridge Ave
Suite 107
San Diego, CA 92123




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Pacific Capital Associates, Inc. is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Pacific Capital Associates, Inc. and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. No advice may be rendered by Pacific Capital Associates, Inc. unless a client service agreement is in place.

The commentary on this website reflects the personal opinions, viewpoints, and analyses of the Pacific Capital Associates, Inc. employees providing such comments, and should not be regarded as a description of advisory services provided by Pacific Capital Associates, Inc. or performance returns of any Pacific Capital Associates, Inc. investments client. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data, or any recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Pacific Capital Associates, Inc. manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.

Pacific Capital Associates, Inc. provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Pacific Capital Associates, Inc. is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.

Free Portfolio Risk Analysis

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